Jarrett B. Topel's blog

TDWM Announcement - Leaving LPL to Form RIA at TD Ameritrade

It is with great excitement that we here at Topel & DiStasi Wealth Management announce our decision to end our seven-year affiliation with LPL Financial, and change our custodial relationship for our client’s investment accounts. We have also decided to register Topel & DiStasi Wealth Management as its own RIA (Registered Investment Advisor), rather than continue to operate under someone else’s corporate RIA as we did with LPL Financial.

The Tax Consequences of Whole Life Insurance

Deciding on whether to buy a life insurance policy usually comes down to choosing either permanent policies such as whole life insurance or the shorter-term option of term life insurance. Picking between the two requires carefully looking at the pluses and minuses, including the tax implications of both plans.

What are the tax advantages of whole life?

Don’t Go Shopping Without a List

Have you ever gone to the grocery store without a list?  If so, you probably know the following things are highly likely:

6 Questions To Ask A Potential Financial Advisor

A few weeks ago a new, potential client came in to meet with me. He was armed with a list of questions.

What Guacamole Can Teach Us About Market Volatility

It’s important to remember, particularly in times of increased volatility, that the stock market is called that because it is, in fact, a market.

When we go to another market — the supermarket, for instance — we lookfor products that have gone down in price (that is, on sale), and when we find a good bargain, we tend to load up on as much of that product as possible.

On the other hand, when the price of something rises, we generally hold off on buying it, or at least we buy as little of it as we deem necessary to hold us over until the price drops again.