Jarrett B. Topel's blog

The Roth 401(K)

Traditional Individual Retirement Accounts (IRAs) have been around for over 45 years. First created as part of the “Employees Retirement Income Security Act of 1974 (ERISA)”, Traditional IRAs were introduced as a way to help Americans save on a tax-deferred basis towards their eventual retirements.

The CARES Act

In late March, the senate and the President of the United States passed a $2 trillion stimulus package to help businesses and individuals that have been negatively affected financially by the COVID-19 pandemic.  This aid package is formally known as the “Coronavirus Aid, Relief and Economic Security Act”, but is more commonly referred to by its acronym, the “CARES Act”.  What is less well understood, is what exactly this massive stimulus package incudes, and how it relates to, and might possibly help the average person.  While there are dozens of provisions in the bill, all of which are imp

Trading Securities – Going Beyond a Simple Buy or Sell Order

When it comes to buying and selling securities most people assume that there is really just one way to do so.  You can click “buy” or click “sell”, or you can call your investment advisor and tell them to “buy” or “sell”, and that is the end of the story.  While it is true that the vast majority of security transactions are executed in this manner, there are actually many other options available, which may be more suitable, depending on your specific goals and investment strategy.

New Year’s Financial Resolutions

As we close out 2019 and get ready for a fresh start in 2020, it is time, once again, to talk about New Year’s resolutions.  Despite the fact that most resolutions have a tendency to go by the way-side by February (in a good year), here we count-down our top five financial resolutions everyone should consider making, and keeping, for the new year.

 

5. Start Tracking Your Spending

Active Indexing

Historically, there have been two separate and distinct strategies investors have used when investing in the stock market.  One is called “Active Management”, and the other is called “Passive Management” or “Indexing”.  At Topel & DiStasi Wealth Management, we use a strategy that takes a little from each of these methods (with a strong bias towards indexing), which is an investment strategy we like to call “Active Indexing”.  However, before we explain how it works, lets make sure we are clear on what active management is, what passive management is, and how they differ.

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