Jarrett B. Topel's blog

Trading Securities – Going Beyond a Simple Buy or Sell Order

When it comes to buying and selling securities most people assume that there is really just one way to do so.  You can click “buy” or click “sell”, or you can call your investment advisor and tell them to “buy” or “sell”, and that is the end of the story.  While it is true that the vast majority of security transactions are executed in this manner, there are actually many other options available, which may be more suitable, depending on your specific goals and investment strategy.

New Year’s Financial Resolutions

As we close out 2019 and get ready for a fresh start in 2020, it is time, once again, to talk about New Year’s resolutions.  Despite the fact that most resolutions have a tendency to go by the way-side by February (in a good year), here we count-down our top five financial resolutions everyone should consider making, and keeping, for the new year.


5. Start Tracking Your Spending

Active Indexing

Historically, there have been two separate and distinct strategies investors have used when investing in the stock market.  One is called “Active Management”, and the other is called “Passive Management” or “Indexing”.  At Topel & DiStasi Wealth Management, we use a strategy that takes a little from each of these methods (with a strong bias towards indexing), which is an investment strategy we like to call “Active Indexing”.  However, before we explain how it works, lets make sure we are clear on what active management is, what passive management is, and how they differ.

Market-Quake Preparedness

It seems that everywhere you turn these days, someone is predicting the next major downturn for the stock market. And you know what? Most of them are right, at least in part.

Beneficiary Bungle

Designating beneficiaries for your retirement accounts and life insurance policies is one of the most critical decisions you can make in the estate-planning process.  Yet, for some reason, many people put very little (if any) thought into the decision.  People spend decades accumulating assets and watching their spending, with the hopes of passing on an estate/legacy to the next generation, but then fail to spend the necessary time and energy to make sure their beneficiaries are correct for their specific situation and goals.  As a financial planner, it is deeply disheartening to see people