Staff blog posts

MS Ride Wrap Up

It’s been a couple of weeks since Team TDWM completed the two-day charity ride Waves to Wine 2014 in support of the National MS Society, and we just wanted to pass on a few thoughts and impressions of a great weekend on bikes and in the company of so many nice people all rallying for a great cause.

Join Topel & DiStasi Wealth Management at Bike MS: Waves to Wine

Multiple Sclerosis (MS) is a potentially debilitating disease which causes damage to the insulating covers of nerve cells in the brain and spinal cord, and for which there is no known cure. This is a disease which has closely affected the families of multiple members of our firm here at TDWM, and so, we have decided to join with the National MS Society and sponsor a Topel & DiStasi Wealth Management team in this year’s Bike MS: Waves to Wine 2014 on September 20-21.

Investing Lump Sums: Dive or Wade In?

A fairly common situation we see is clients who have a large cash position and are unsure whether they should invest it all at once or spread the investment out over time. The cash may have come from the sale of a business or company stock or an inheritance. 

To convert or not to convert…that is the question.

One of the most frequently asked questions from both clients and prospects alike is: “Should I convert some or all of my Traditional IRA dollars to a Roth IRA?”. While there are plenty of financial professionals who will suggest that one should ‘always’ convert to a Roth IRA to take advantage of tax-free withdrawals at retirement, and still others who suggest the opposite, i.e. to avoid paying the taxes until retirement, the truth is that, as with most financial decisions, there is no one-size-fits-all answer to the conversion quandary.