Staff blog posts

Even Mr. Spock Could Use a Financial Plan

Spock Financial

As I worked towards my undergraduate degree in finance, then my Certified Financial Planner® designation, and finally my Masters in Financial Planning (MSFP), I was consistently taught about “Rational Choice Theory” and it its place in “Modern Portfolio Theory”.  I learned that a rational investor, would always make the right decisions based on facts and statistics, not on emotions or gut reactions, and that was why markets were so efficient over the long-term.  In the sterilized world of academia, it is easy to know the right thing to do: buy when prices are low, sell when prices are high,

Join Topel & DiStasi Wealth Management at Bike MS: Waves to Wine 2015

Multiple Sclerosis (MS) is a potentially debilitating disease which causes damage to the insulating covers of nerve cells in the brain and spinal cord, and for which there is no known cure. This is a disease which has closely affected the families of multiple members of our firm here at TDWM, and so, once again, Topel & DiStasi Wealth Management will be sponsoring a team in this year’s Bike MS Waves to Wine charity ride to benefit the National Multiple Sclerosis Society on September 26-27th, 2015.

The Time Is Now

The recent end of the school year has brought about a lot of change in our house, with our daughter finishing 1st grade, and our son preparing to enter kindergarten in the fall. And, although we are focused on the big things to come, it’s hard not to reflect on the past few years and wonder, where did the time go? Was it really over 7 years ago that Janine and I sat in the waiting room at Kaiser Hospital, freaking out about the unfamiliar road ahead, while waiting for our first child to be born? It can’t be, can it?

Financial Planning in a New Era of Marriage Equality

When the euphoria of Friday’s landmark Supreme Court ruling, effectively legalizing same-sex marriage in the U.S., wears off a bit, it will be time for many couples to take a good, hard look at the ramifications on their financial planning, estate planning and tax planning strategies going forward.

Avoiding Tax Paralysis (The Importance of Tax Diversification)

I’ve never understood why there exists in most American’s minds, such a negative association with paying taxes (as in “death and…”). Doesn’t the fact that a person has to pay taxes mean that he or she has made money? I get that there are any number of specific objections people may have, depending on their own personal political or socio-economic position, to how much they are taxed, or to what the money is used for etc., but it has always struck me as an odd dichotomy that something relatively positive can carry such a negative connotation in most people’s minds.